By this method you possibly can get rid of your debt without paying it again in full. There are debt settlement firms to make this job a reality for you. They can negotiate with the credit card company and reduce your debt up to 50 – 70 percent of the debt.
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So it is essential if you have a credit card debt downside and you have less than $10,000 that you use your money properly and make enough payments each month so you may cover the principal. In case you look very closely at your minimal fee you will note that you’re only paying 90% curiosity and 10% of your principal. This can maintain you in debt without end. For this reason it’s essential to make above your minimum payment each month.